What if I want to choose a fund that doesn’t match my risk profile?
Updated 01 September 2014
That's fine, as long as you understand that you would be in a fund that takes more or less risk than your profile indicates you would be comfortable with. There are lots of things that can affect your choice of fund in addition to your risk profile, for instance:
- how long you have to save
- the lifestyle you want in retirement
- your personal circumstances
- any other financial commitments you have, such as repaying debt