How do I transfer an existing ISA to Retiready?
Updated 28 March 2017
You can do this online:
- in the shop section of the website if you don’t have a Retiready ISA
- in the ISA savings section if you already have a Retiready ISA
When you’ve completed your ISA transfer details online, you’ll also have to fill in an ISA transfer authority form
Remember, you can only have one Stocks and Shares ISA and one Cash ISA per tax year to the total value of £20,000 between the ISAs you choose. However, you can open ISAs with different providers each tax year if you wish.
The value of investments can fall as well as rise and isn't guaranteed. You may get back less than the amount originally invested.
The value of an ISA will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested. An investment in a stocks and shares ISA will not provide the same security of capital associated with a cash ISA. The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.
A Retiready ISA is intended as a medium to long-term investment - ISA tax rules can change.
Inflation may impact the purchasing power of your ISA unless investment performance meets or exceeds the rate of inflation.
You should be comfortable with the investment decisions you make. If you're unsure, you should seek financial advice.