• If you’re not already signed in, sign into your Retiready account.
• Go to the Savings tab.
• Choose the product you want to change your investment(s) for, from the list on the left hand side.
• Select Switch or Manage Investments.
• Before you begin your switch request – gating defines your level of access. You can choose which gate you would like before you begin your switch request. Information on choosing a gate is provided within the online journey.
• Select the fund research button for more information on the funds available to you.
• Once you’re ready to make your switch request, select the sell funds button.
• Sell funds – you now need to select the investment (assets) you want to switch out of (sell): 
  • You can choose to switch all or part of your existing fund.
  • Switch your investments based on either percentage or monetary amount.
  • Switch your investments for your future contributions.
• Choose funds – next you’ll need to choose where you want to invest (buy).
• Select the fund research button for more information on the funds available to you.
• Select the choose funds button. You can use this search facility to pick the investment funds you want to switch in to.
• Once you have decided on which funds you want to switch into, select the +add fund button for each fund.
  • You should also tell us the split of how to invest these by percentage.  Make sure your total fund split adds up to 100%.
• You can then choose to use this new selection of funds for your future contributions or remain in the existing funds you have selected for this.
• Confirm – review the summary and declarations. If you're happy to proceed, select the Submit button.
• Success – once your switch is complete, a confirmation will be added to your document library.

You can find more information on the investments available to you here:

• Pension investments
• ISA investments