Expression of wish - what is it, do I need one and how do I change it?
Updated 09 April 2019
It's a request to the trustees or scheme administrator of your pension scheme, setting out who you'd like to receive any death benefits payable on your death. It's not binding on the trustee or scheme administrator, but they would take your wishes into consideration when making their decision. You don't have to provide an expression of your wishes, but it does help the trustee or scheme administrator if you do.
If you want to change an expression of wish you've already made, complete and send in a new nomination form.
The trustees of the scheme will look at the last form they received before your death.