Make retirement planning easy
Why not consider bringing your savings pot all together where you can easily manage them?
It’s rare these days to have a job for life, which means you may have collected several pensions or ISA savings pots which can be hard to keep track of. Chances are you're paying charges for each of these.
With Retiready you can easily bring those pots together -
Bringing your pots together with Retiready means:
- You can view and track the performance of your pension or ISA in one place
- You'll have one easy to manage digital account which you can access any time online
- You could save you money by avoiding multiple charges
- You can take control of your retirement savings
- Aegon will help you transfer your other savings
You should be comfortable with the investment choices that you make as you may lose features, protections, guarantees or other benefits when you transfer. If you’re not sure, you should get financial advice - there may be a charge for this.
Bringing everything together is simple with Retiready
No matter whether you have a Retiready pension, an Aegon pension through your employer or an ISA, we can help you bring your savings together. Here's what you have to do:
Consider if transferring is right for you
Complete the online application
Sit back and we'll do the rest
What's involved in a pension transfer?
There are things you'll need to review and consider before going ahead. You should be comfortable with the investment choices that you make as you may lose features, protections, guarantees or other benefits when you transfer.
A transfer for consolidation purposes is from one capital at risk pension product to another – so the value of your investments after any consolidation can still fall as well as rise and the final value of your consolidated pension pots may be less than paid in.
Any new funds you move your money into will have their own set of risks that will be detailed in the fund information that will be available to you. If you're unsure whether this is right for you or need advice, please speak to a financial adviser which there may be a charge for.
What's involved in an ISA transfer?
There are things to review and consider before going ahead. For example, don't withdraw your money from an existing ISA, use the transfer process, or you'll lose your tax benefits. Or some providers may charge a fee or there may be penalties for transferring.
Remember too that what you get back depends on several things, for example how your investments perform and how they're taxed, and you may get back less than you invested. Nothing on the Retiready site should be taken as advice, so if you're not sure what's best for you, please speak to a financial adviser.
Start your transfer
Before you start you will need:
- A rough estimate of your pension or ISA value
- The name of your current provider
- Your policy, account or plan number
- Your National Insurance number
- Your bank details