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Boost your retirement
savings with our tax efficient

Retiready stocks and shares ISA

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Retiready is our digital retirement planning service. Our free online planning tools and supporting materials make it easy for everyone to take control and shape their own retirement.

Our stocks and shares ISA

Things to think about

The value of a stocks and shares ISA can fall as well as rise, isn't guaranteed and you may get back less than you invest.  Although our stocks and shares ISA has no fixed term, you should be prepared to hold your investment for at least five years, ideally longer. The favourable tax treatment of ISAs may not be be maintained and is subject to change. The value of any tax benefits will depend on individual circumstances.

Consolidating ISAs may not be the best option for you. It’s up to you to decide if this is the right decision for you – so make sure you compare products before transferring/consolidating. If you’re not sure, speak to a financial adviser – there may be a charge for this.

It’s important to remember the value of your consolidated stocks and shares ISA can still fall as well as rise and you may get back less than you invest.

Any new funds you move your money into will have their own set of risks that will be detailed in the fund information available to you.

If you’re transferring from a cash ISA to our stocks and shares ISA, you’re actually transferring between two very different products. In a cash ISA your money is held on deposit, but in a stocks and shares ISA the value can fall as well as rise.

The Retiready stocks and shares ISA is covered by the Financial Services Compensation Scheme. You can find out more about how the Retiready Stocks and Shares ISA is covered in our Investor Protection Through Retiready guide.

How our stocks and shares ISA works

Simple investment options

We have a small, yet perfectly formed fund range - simple to pick a fund, easy to switch at any time and tools to help you make your decision:

  • Four funds to choose from
  • All funds aligned to a risk level
  • Use our risk assessment tool to find out your appetite for risk
You could save money by transferring your ISAs

You may save money by transferring your ISAs

Moving your retirement savings into one pot, in one place, can help you take control and possibly save money.

Transfer my ISAs
Financial Services Compensation Scheme

Your plan is covered by the Financial Services Compensation Scheme (FSCS)

Depending on the type of business and circumstances of a claim, you may be entitled to compensation from the scheme if we (or the bank holding the money in your cash facility) can't meet our obligations (for example, if we were to become insolvent or unable to meet the claims against us). Read more... About Financial Services Compensation Scheme

Get your Retiready Stocks and Shares ISA today

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