Investor action required. Our Retiready Solution ISA funds changed on 7 November 2024. Any previous investment in these funds has been moved to the cash facility. Find out more.
Retiready is our digital retirement planning service. Our free online planning tools and supporting materials make it easy for everyone to take control and shape their own retirement.
Our Retiready stocks and shares ISA
- You're in control, with guidance when you need it
- Pay in up to £20,000 in the current tax year
- Access your money any time if you need to
Things to think about
The value of a stocks and shares ISA can fall as well as rise, isn't guaranteed and you may get back less than you invest. Although our stocks and shares ISA has no fixed term, you should be prepared to hold your investment for at least five years, ideally longer. The favourable tax treatment of ISAs may not be be maintained and is subject to change. The value of any tax benefits will depend on individual circumstances.
Consolidating ISAs may not be the best option for you. It’s up to you to decide if this is the right decision for you – so make sure you compare products before transferring/consolidating. If you’re not sure, speak to a financial adviser – there may be a charge for this.
It’s important to remember the value of your consolidated stocks and shares ISA can still fall as well as rise and you may get back less than you invest.
Any new funds you move your money into will have their own set of risks that will be detailed in the fund information available to you.
If you’re transferring from a cash ISA to our stocks and shares ISA, you’re actually transferring between two very different products. In a cash ISA your money is held on deposit, but in a stocks and shares ISA the value can fall as well as rise.
The Retiready stocks and shares ISA is covered by the Financial Services Compensation Scheme.
