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Boost your retirement
savings with our tax-friendly

Retiready Stocks and Shares ISA

Retiready is our digital retirement planning service. Our free online planning tools and supporting materials make it easy for everyone to take control and shape their own retirement.

Our Stocks and Shares ISA

Things to think about

The value of a stocks and shares ISA will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested. An investment in a stocks and shares ISA will not provide the same security of capital associated with a cash ISA. The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.

You should be comfortable with the investment choices that you make as you may lose features, protections, guarantees or other benefits when you transfer. If you’re not sure, you should get financial advice - there may be a charge for this.

Transferring/Consolidating ISAs may not be the best option for you. It’s up to you to decide if this is the right decision for you – so make sure you compare products before transferring/consolidating. If you’re not sure, speak to a financial adviser – there may be a charge for this.

It’s important to remember the value of your consolidated stocks and shares ISA can still fall as well as rise and you may get back less than you invest.

Any new funds you move your money into will have their own set of risks that will be detailed in the fund information available to you.

If you’re transferring from a cash ISA to our stocks and shares ISA, you’re actually transferring between two very different products. In a cash ISA your money is held on deposit, but in a stocks and shares ISA the value can fall as well as rise – so although our stocks and shares ISA has no fixed term, you should consider staying invested for at least five years – ideally longer.

How our Stocks and Shares ISA works

Simple investment options

We have a small, yet perfectly formed fund range - simple to pick a fund, easy to switch at any time and tools to help you make your decision:

  • 4 funds to choose from
  • All funds aligned to a risk level
  • Use our risk assessment tool to find out your appetite for risk

The value of an investment can fall as well as rise. You could get back less than you invest.

You could save money by transferring your ISAs

You could save money by transferring your ISAs

Moving your retirement savings into one pot, in one place, can help you take control and possibly save money.

Transfer my ISAs
Financial Services Compensation Scheme

Your plan is covered by the Financial Services Compensation Scheme

You may be entitled to compensation from the scheme if we (or the bank holding the money in your cash facility) can't meet our obligations (for example, if we were to become insolvent or unable to meet the claims against us). Read more... About Financial Services Compensation Scheme

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