Loading Page

Boost your retirement
savings with our tax-friendly

Retiready Stocks and Shares ISA

Retiready is our digital retirement planning service. Our free online planning tools and supporting materials make it easy for everyone to take control and shape their own retirement.

Our Stocks and Shares ISA

Things to think about

  • The value of a stocks and shares ISA will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested. An investment in a stocks and shares ISA will not provide the same security of capital associated with a cash ISA. The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.
  • You should be comfortable with the investment choices that you make as you may lose features, protections, guarantees or other benefits when you transfer. If you’re not sure, you should get financial advice - there may be a charge for this.

A transfer for consolidation purposes could be from one capital at risk stocks and shares ISA to another – so the value of your investments after any consolidation can still fall as well as rise and you may get back less than you invest.

Alternatively, the transfer could be from a cash ISA to our stocks and shares ISA. In this scenario you need to be aware that you’re transferring between two very different products.

Unlike money held on deposit as it is in a cash ISA, your money in a stocks and shares ISA is at risk; its value could fall as well as rise and you could get back less than you put in – so although our stocks and shares ISA has no fixed term, you should be prepared to hold your investment for at least five years – ideally longer.

Any new funds you move your money into will have their own set of risks that will be detailed in the fund information that will be available to you.

How our Stocks and Shares ISA works

Simple investment options

We have a small, yet perfectly formed fund range - simple to pick a fund, easy to switch at any time and tools to help you make your decision:

  • 4 funds to choose from
  • All funds aligned to a risk level
  • Use our risk assessment tool to find out your appetite for risk

The value of an investment can fall as well as rise. You could get back less than you invest.

You could save money by transferring your ISAs

You could save money by transferring your ISAs

Moving your retirement savings into one pot, in one place, can help you take control and possibly save money.

Transfer my ISAs
Financial Services Compensation Scheme

Your plan is covered by the Financial Services Compensation Scheme

You may be entitled to compensation from the scheme if we (or the bank holding the money in your cash facility) can't meet our obligations (for example, if we were to become insolvent or unable to meet the claims against us). Read more... About Financial Services Compensation Scheme

Get your Retiready Stocks and Shares ISA today

Need some help? 03456 100 072

Mon - Fri: 8.30am - 5:30pm
Saturday: Closed
Sunday: Closed

Need some help