How do I transfer a pension I already have to Retiready?
Updated 31 October 2022
You can transfer another pension to Retiready online:
- If you don't hold a Retiready pension plan, select the Shop section then Retiready Pension and Apply
- If you do have a Retiready pension, log into the Savings page, select your pension plan, then select Transfer in
Once you’ve filled out your pension transfer details online, we’ll send you an email letting you know the next steps.
For some pension transfers we’ll ask you to fill out a Retiready Pension transfer authority form. If we do, you may also have to get a discharge form from each transferring scheme manager.
If you have a pension through your employer, here's how to transfer another pension into your workplace pension.
Transferring or consolidating a pension may not be the best option for you. You may lose features, protections, guarantees or other benefits - so make sure you compare products before transferring or consolidating. It's up to you to decide if this is the right decision for you. If you're not sure, speak to a financial adviser - there may be a charge for this.
It's important to remember the value of your consolidated pension pot can still fall as well as rise and the final value of your pension pot when you come to take benefits may be less than has been paid in.
Any new funds you move your money into will have their own set of risks that will be detailed in the fund information available to you.
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