How do Retiready Solutions ISA 2 to 5 aim to limit the impact of stock market falls?
Updated 04 March 2024
Our Retiready Solutions ISA funds move into lower risk cash investments when stock market volatility goes up, we believe that this may help limit the losses that funds without this kind of risk management would suffer. However, there is no guarantee that it will.
This is because historically stock markets have tended to fall in value when market volatility (risk) goes up, so removing a portion* of the funds' exposure to riskier investments is designed to help limit the impact of those falls.
But, remember, if risk goes up and so do stock markets (which can happen) then our Retiready Solutions ISA funds won't perform as well as funds that don't have the same risk management safeguard in place.
* Blackrock can choose to use its discretion to apply de-risk and re-risk levels.
Please be aware that there's no guarantee that the funds will meet their objectives. The value of investments can fall as well as rise and you may get back less than the amount invested. Past performance is not a reliable indicator of future performance.
Please note, the above does not apply to Retiready Stability as it doesn’t have the added risk management safeguard. Find out how Retiready Stability manages risk.
This risk management process also doesn't apply to the Retiready Solutions Pension 2 to 5 funds. The underlying funds that each Retiready Pension 2-5 fund invests in changed as at March 4 2024. This means that they now invest differently to the Retiready Solution ISA funds. Find out more in our FAQ.
FAQ Home