What does Retiready Stability invest in?
Updated 30 July 2019
It currently invests equally in three underlying funds, which are:
- Aegon Fulcrum Diversified Core Absolute Return
- Aegon Kames UK Equity Absolute Return
- Scottish Equitable Newton Global Dynamic Bond
These are absolute or positive return funds. This means they aim to achieve positive returns whether markets go up or down. In this way they’re different from the majority of other funds (relative return funds), which aim to beat a benchmark, such as the FTSE 100.
For example, if the FTSE 100 falls by 20% and the fund only falls by 15%, a relative return fund will have met its objective. Relative return funds often have greater growth potential but also greater potential for loss.
Each fund invests in different types of investment. By blending the three funds, Retiready Stability gives you access to a broad mix of different types of investment, so you’re not reliant on the success of one type alone.
There’s no guarantee the fund will meet its objectives. The value of this investment can go down as well as up and investors may get back less than they invested.