Why doesn’t Retiready Stability have the added risk management safeguard?
Updated 28 July 2016
For our risk level 1 investors, we recognised that these savers prioritise preserving their savings over growing them. So we built a fund that would seek to grow steadily year on year and also limit falls.
While Retiready Stability invests in a blend of four funds, it is a very different fund from Retiready Solutions 2-5, which use the risk management safeguard. It aims to deliver positive returns in the medium to long term above what you’d expect from cash, whatever the market conditions.
While we wouldn’t expect returns to be as high over the long term as the Retiready Solutions funds 2 to 5 (which invest more in riskier investments), even if there’s a sudden fall in markets, we wouldn’t expect this fund to fall by more than 5%. We believe this is what risk level 1 investors are looking for.
Please be aware that there’s no guarantee the fund will achieve its objectives.
Find out more about Retiready Stability.