Frequently asked questions  

For our risk level 1 investors, we recognised that these savers prioritise preserving their savings over growing them.  So we built a fund that would seek to grow steadily year on year and also limit falls.

While Retiready Stability invests in a blend of four funds, it is a very different fund from Retiready Solutions 2-5, which use the risk management safeguard. It aims to deliver positive returns in the medium to long term above what you’d expect from cash, whatever the market conditions. 

While we wouldn’t expect returns to be as high over the long term as the Retiready Solutions funds 2 to 5 (which invest more in riskier investments), even if there’s a sudden fall in markets, we wouldn’t expect this fund to fall by more than 5%. We believe this is what risk level 1 investors are looking for.

There’s no guarantee the fund will meet its objectives. The value of this investment can go down as well as up and investors may get back less than they invested.

Find out more about Retiready Stability.