Can I still make payments to my ISA if I no longer live in the UK?
Updated 28 February 2020
No, you can't usually make any payment to your ISA if you no longer live in the UK.
For tax purposes, you have to be resident in the UK to take out an ISA. If you're not, you must either be:
- a Crown employee serving overseas and paid out of public revenue of the UK, or
- the husband, wife or registered civil partner of a Crown employee.
We can't accept any new money, like regular or lump sum payments, transfers or increases to existing regular payments, unless you're a UK resident.
You're deemed a UK resident if:
- You spend at least 183 days in the UK in the tax year.
- You spend 30 days or more in the tax year over a consecutive 91 day period at your UK home (and you don't have an overseas home, or if you do have an overseas home you spend less than 30 days living there in the tax year).
In order to determine if you're a UK tax paying resident, please review this guidance from the government.