Can I still pay contributions to my pension if I no longer live in the UK?
Updated 03 April 2019
Yes, you can still pay contributions to your pension if you don’t live in the UK (although you have to be a UK resident to take the plan out). If you pay contributions when you’re not a UK resident, you might not get tax relief.
The limit on personal contributions for tax relief purposes is the greater of £3,600 gross pa and 100% of your relevant UK earnings in that tax year.
If you don’t have relevant UK earnings on moving abroad (i.e. they’re being paid and taxed overseas), then you’ll only be able to receive tax relief on personal contributions of up to £3,600 gross pa for five full tax years following the tax year in which you move abroad.
We can’t accept any new money, like lump sum payments, transfers or increases to any existing regular contribution. You must be habitually resident in the UK to complete these transactions.