How do I transfer an existing ISA to Retiready?
Updated 06 April 2022
If you have a Retiready ISA, you can transfer another ISA over by selecting the Savings tab in retirement planner.
If you don't have a Retiready ISA, select the Shop tab to get started.
When you've completed your ISA transfer details online, you'll need to fill in an ISA transfer authority form to post back to us.
Remember, you can invest in a stocks and shares ISA and a cash ISA in each tax year. Currently, the maximum amount you can invest across both products each tax year is £20,000. This means that you can invest £20,000 in ISAs in the 2022/23 tax year, and another £20,000 in the 2023/24 tax year.
Important things to consider
It's important to remember that the value of your consolidated stocks and shares ISA can fall as well as rise, isn’t guaranteed and you may get back less than you invest.
Any new funds you move your money into will have their own set of risks that will be detailed in the fund information available to you.
If you’re transferring from a cash ISA to our stocks and shares ISA, you’re actually transferring between two very different products. In a cash ISA your money is held on deposit, but in a stocks and shares ISA the value can fall as well as rise – so although our stocks and shares ISA has no fixed term, you should consider staying invested for at least five years – ideally longer.