We go to great lengths to keep your information secure. However, with increasingly sophisticated scams, it's important that you also help protect yourself. It can sometimes be difficult to spot a scam - they come in lots of different formats; unsolicited phone calls, emails and letters as well as cold callers to your home.
Keeping your hard-earned retirement savings safe is important to us. After all, you'll have spent years contributing to them and they're likely to be one of your most valuable assets. Educating yourself on what to look out for, could make all the difference. We've put together some simple tips to help you get scam savvy.
How to protect yourself
- Trust your instincts - be wary of any unsolicited phone calls, emails and letters.
- Take your time - you should never feel rushed into making an investment decision. Read any documents you receive thoroughly.
- Know your rights - make sure you understand your pension plan. This could help you avoid common scams, like offers to access your money early.
- Do your research - trust your instincts and research the named individual and/or the company before you take the next step.
- Remember the adage: if it seems too good to be true, it probably is.
- If in doubt, don't make any decisions until you've taken advice from a regulated independent financial adviser (IFA) - there may be a charge for this. You can check whether advisers are regulated at moneyhelper.org.uk
More information
Our handy guide provides you with more information on how you can protect yourself from scams, or you can take a look at our pension scam hub.
You can also visit The Pensions Regulator website or the FCA's ScamSmart website for more information on how to spot potential pension scams, what to do if you suspect a scam and who to contact.