We send you personalised mailings as you approach your chosen retirement date. These provide information on the main pension benefits available and how to get help to decide on which options are right for you. Samples of the main packs are shown below, just select the one you want in the Contents column to see it. The actual pack you receive will depend on what contract you have and so may differ from the samples shown below. If you have any questions about these, please speak to your financial adviser or contact us.