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Accessing your pension savings is one of the most important financial decisions you’ll ever make and we’d recommend that you seek advice or guidance before making any decisions. As a result, it’s really important to fully understand the potential risks associated with this option. To find out more, see our support section.
Remember, pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan when you decide to take your benefits which isn't guaranteed, and can go down as well as up. The value of your plan could fall below the amount(s) paid in.