Accessing your pension savings is one of the most important financial decisions you’ll ever make and we’d recommend that you get advice or guidance before making any decisions - there may be a charge for this.

For free and impartial guidance to help you understand what you can do with your pension pot visit Pension Wise, a service from MoneyHelper which is backed by the government. If you're over age 50, you can arrange an appointment with Pension Wise -  this can be face-to-face or by telephone.

You'll have no cancellation rights in relation to this option. Once we pay you, the transaction can't be reversed and you can't pay the money back to us. As a result, it's really important to fully understand the potential risks associated with this option.